In Saratoga County NY
Try looking at the classifieds for houses for sale that you like. Once you have selected ask the seller if he’s willing to do a lease with an option to buy.
nope
I sat in this groop session for a month after I overdosed and was in the psych ward and all these women there would complain the whole time, Men have it so easy, they are arrogant, blaj blah, evryone would nod thier head, Then they would talk about all thier abuse, then when me and the two other guys would have to share about our abuse or whatever crap,,the lady shrink would just say we have to ‘Get real’ or that we are lazy, meanwhile some of these women in there were 30 year olds living at home some who abused muliple drugs and even some who were prostitutes, I am a succesful realestate broker and the other guy was a attorney, Isn’t it possible that women and men are equally prone to emotioal problems, I don’t see how a womens problems are automatically more valid then mine, but I do think psychiatry, in general takes a womens side
I think it is a science dedicated to the medicalization of women, if that’s what you mean. I hardly call that feminist. More like trying to cure women from being women. Okay, maybe feminazi.
But what was a successful RE broker and an attorney doing in that particular group? I would think you’d have pursued other options.
Heck, I wouldn’t have fit into that group, and I’m a woman. Sounds like it was led by a social worker and they are notorious for classifying people based on "victim-hood." It’s probably more about that than gender.
AND: Psychiatry is more focused on getting you well, not on your past. Psychotherapy does more of what you speak.
I am renting a house through carpenter partner. And my lease has ended. And i never got asked to sign a week by week lease. I wont to move out. I went down to realestate to say i would be moving out.
And they say i need to give 3 weeks notice.
Is this correct since i do not have an outstanding lease agreement now.?
Thanks.
Most leases require a minimum of 1 month notice (and usually 60 days) and there is usually provision for you to be on a month to month if you don’t resign another lease. Even when you have a 12 month lease, you are still required to notify the landlord that you intend to move at the end of the lease and this is generally a 60 day notice
http://realestate.yahoo.com/Georgia/Alpharetta/Homes_for_sale/realestate-1157638903-314981
Did they relist the property, or did it sell?
It is more ikely than not that the property is not relisted and not for sale at the present time.
I would like to specialize in working in or around the realestate market. Afterall, it never depreciates, so why wouldn’t I. Appreciate all answere and oponions.
It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK – lots and lots of it, that is why a cottage industry of grant writers was born.
Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
Even if you buy books on "how to get grants" or list that supposedly has information on grants — all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same – hardly any grants for starting a for profit business.
Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html…
"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."
Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show
Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs
For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online. It’s a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.
http://www.cfda.gov
http://www.grants.gov
http://gtionline.fdncenter.org
http://www.powerhomebiz.com/vol66/grants.htm
http://www.sba.gov/expanding/grants.html
Looking at commercial realestate and seeing this around as an example: cape rate 14.7%. What does this mean in assesing wether this is a good buy.
A capitalization rate (or "cap rate") is a measure of the ratio between the cash flow produced by an asset (usually real estate) and its capital cost (the original price paid to own the asset) or alternatively its current market value. The rate is calculated in a simple fashion as follows:
annual cash flow / cost (or value) = Capitalization Rate
For example, if a building is purchased for $1,000,000 sale price and it produces $100,000 in positive net cash flow (the amount left over after fixed costs and variable costs are subtracted from gross lease income) during one year, then:
$100,000 / $1,000,000 = 0.10 = 10%
The asset’s capitalization rate is ten percent.
Capitalization rates are an indirect measure of how fast an investment will pay for itself in net cash flows; each year, the percentage amount of the cap rate will be repaid. In the example above, the purchased building will be fully capitalized (pay for itself) after ten years (100% divided by 10%). If the capitalization rate were 5%, the payback period would be twenty years. Note that in real estate appraisal in the U.S., a stylized measure of cash flow is often used, called net operating income. It is essentially the same as net cash flow, except that debt service and income taxes are not included while a reserve for replacements is included. Where sufficiently detailed information is not available, the capitalization rate will be derived or estimated from income to determine cost, value or required annual income.
Use for valuation
In real estate investment, real property is often valued according to projected capitalization rates used as investment criteria. This is done by algebraic manipulation of the formula above:
Capital Cost (asset price) = Cash flow / Capitalization Rate
For example, in valuing the projected sale price of an apartment building that produces an annual net cash flow of $10,000, if we set a projected capitalization rate at 7%, then the asset value (or price we would pay to own it) is $142,857.
This is often referred to as direct capitalization, and is commonly used for valuing income generating property in a real estate appraisal.
One advantage of capitalization rate valuation is that it is separate from a "market-comparables" approach to an appraisal (which only compares what other similar properties have sold for based on a comparison of physical characteristics). Given the inefficiency of real estate markets, multiple approaches are generally preferred when valuing a real estate asset. Capitalization rates for similar properties, and particularly for "pure" income properties, are usually compared to ensure that estimated revenue is being properly valued.
Cash flow defined
The capitalization rate is calculated using a measure of cash flow called net operating income (NOI), not net income. Generally, NOI is defined as income (earnings) before depreciation and interest expenses:
Cash flow = Net income + depreciation + interest expense + profit tax – reserves for repairs = Gross income – non-interest expenses
Interest expenses are excluded so that the valuation of the property does not depend on the amount of debt used to purchase the property; in financial terms, the cap rate is an unlevered valuation measure. Similarly, profit taxes (or other similar taxes) are usually excluded, as they will depend on the interest and depreciation expenses charged; most other taxes, and specifically property taxes, are treated as part of non-interest expenses.
Depreciation in the tax and accounting sense is excluded from the valuation of the asset, as it does not directly affect the cash generated by the asset. To arrive at a more careful and realistic definition, however, estimated annual maintenance expenses or capital expenditures will be included in the non-interest expenses.
Although cash flow is the generally-accepted figure used for calculating cap rates, this is often referred to under various terms, including simply income.
Use for comparison
Capitalization rates, or cap rates, provide a tool for investors to use for roughly valuing a property based on its income. For example, if a real estate investment provides $160,000 a year in cash flow and similar properties have sold based on 8% cap rates, the subject property can be roughly valued at $2,000,000 because $160,000 divided by 8% equals $2,000,000.
Reversionary
Property values based on capitalization rates are calculated on an "in-place" or "passing rent" basis, i.e. given the rental income generated from current tenancy agreements. In addition, a valuer also provides an Estimated Rental Value (ERV). The ERV states the valuer’s opinion as to the open market rent which could reasonably be expected to be achieved on the subject property at the time of valuation.
The difference between the in-place rent and the ERV is the reversionary value of the property. For example, with passing rent of $160,000, and an ERV of $200,000, the property is $40,000 reversionary. Holding the valuers cap rate constant at 8%, we could consider the property as having a current value of $2,000,000 based on passing rent, or $2,500,000 based on ERV.
Finally, if the passing rent payable on a property is equivalent to its ERV, it is said to be "Rack Rented".
Change in asset value
The cap rate only recognizes the cash flow a real estate investment produces and not the change in value of the property.
To get the unlevered rate of return on an investment the real estate investor adds (or subtracts) the price change percentage from the cap rate. For example, a property delivering an 8% capitalization, or cap rate, that increases in value by 2% delivers a 10% overall rate of return. The actual realised rate of return will depend on the amount of borrowed funds, or leverage, used to purchase the asset.
In Europe, the term Yield is more frequently used in connection with real estate than capitalization rate. Yield is a more general term that refers to income in relation to the price of an asset.
It depends on your drive. If you can make it on commissions then agent, other wise, appraiser. Getting hired as an appraiser will be tough though, there are only a few in each community.
Isat in this groop session for a month after I overdosed and all these wome would complain the whole time, Men have it so easy, they are arrogant, Then they would talk about all thier abuse, then when me and thetwo other guys would talk about our abuse or whatever crap,,the lady shrink would just say we have to ‘Get real’ or that we are lazy, meanwhile some of these wome were 30 year olds livig at home some who abused muliple drugs and even some who were prostitutes, I am a succesful realestate broker and the other guy was a attorney,
why does psychiatry kiss up to women
and yes i am drunk right now
Honesty is the path to redemtion. However, I can understand you reaching out for help while under the influence of chemicals, I am certain you would agree that treatment is effective only when you are sober and have the will and desire to be able to control whatever substances you may ingest instead of being controlled by them. In so far as your assesment of treatment sessions dominated by women, including the therapist, is concerned I feel men must admit to and accept two realities: Women are smater and stronger than men and have a mysticke which is at its worst when they feel less than what they can/should be; and, that men have dominated women for the last eight thousand years.
for example the city of Boston has their own website where one can make payments online for property taxes? ex: http://cityofboston.gov/realestate/
The Randolph City Clerks website says that you can, I didn’t investigate how or which system they used, the link to their online payment system in near the bottom of the page located here:
http://www.randolphtownclerk.com/